Mitigating Technological Unemployment With Smartphone Access On Credit
By: Graham Wathama Nyambura
It is time for companies and governments to offer smartphones on loan or credit.
There is high technological unemployment these days. Not because of AI but because of the lack of the technology itself.
The big managers and officials are often given asset loans by the government and good companies.
I believe this should extend to other assets, especially those that will use AI, including phones and laptops. There is no need to rely on people’s personal smartphones.
According to Priori Data, the percentage of smartphone users in 2024 stood at 60.42% of the world’s population, which was 8 billion in 2023. The total number of smartphones in the world in
2024 was over 7 billion. The data seems to imply that there is a perception that everyone owns a smartphone. This means that people who can’t access smartphones, work with smartphones, and show them at work are not classified as marginalized. Statista states that 3.6 billion people were employed in 2025 worldwide. This number is, in fact, half the number of smartphones in use worldwide.
If an organization employs the equity, diversity, and inclusion conceptual framework, the equity theory will classify the people without smartphones as the ones who fail their evaluations. This is by comparing them to the majority, employing fairness by stating that smartphones motivate people at work, as the majority use, access, and display smartphones, and not considering their work, in this case, when they are tagged as failures. If their work is considered and a smartphone is a variable during assessment, it becomes a straight fail.
Since these failures are not considered as marginalized persons, inclusion by embracing diversity cannot save them. These people remain unemployed due to lack of access to technology, failing
to learn new technology such as AI, and not exhibiting today’s work culture that always involves smartphone apps such as Telegram and WhatsApp.
I know this because I am a victim. Let’s try to support employees who are bright and gifted but are poor by including technology in company assets that the companies and governments provide as conducive work conditions.
A strategy of loan repayment for offered smartphones may be used to reap a profit, thus ensuring there is an increase in the worth, security, and assets of companies and governments. Existing employees can be given the option of being offered new smartphones annually through the smartphone access on credit program to ensure continued smartphone access, new technology and innovations adoption, and long-term profitability of the program. If you think it is impossible, I have seen an employer who provided smartphones on loan after successful training and onboarding.
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