Together As One Microfinance named institution of the year in recognition of financial inclusion drive
The Mt Kenya Times 
Hezekiah Kariuki
The award crowns a period of steady growth under Managing Director Hezekiah Kariuki, who has anchored the institution around accessible lending and enterprise support.
By Waithaka Kariuki
Together As One Microfinance was yesterday named Microfinance of the Year, a recognition that reflects the institution’s growing standing in Kenya’s financial inclusion landscape and the organisational work that has underpinned its expansion.
The award, announced on Friday evening, singles out an institution that has built its reputation on widening access to credit for small business owners and individuals who fall outside the reach of conventional banking.
Managing Director Hezekiah Kariuki has been central to that trajectory. Under his leadership, Together As One has moved beyond transactional lending to position itself as a platform for enterprise development — providing customers not only with capital but with the financial footing to grow businesses, create employment and improve household incomes.
The recognition comes at a moment when financial inclusion remains a live policy priority in Kenya, with millions of entrepreneurs still dependent on microfinance institutions for access to working capital and growth financing. Together As One’s award reflects both its commercial progress and the confidence its customers and stakeholders have placed in the institution.
Kariuki has built the organisation around strong customer relationships and a clear institutional focus, qualities that have helped it compete in a sector that demands both financial discipline and community trust.
The award also recognises the broader Together As One team — staff, partners and the customer base whose sustained engagement has helped shape the institution’s character and direction.
For Kariuki, the recognition carries both significance and expectation. It affirms the progress made while raising the bar for what the institution must deliver going forward — in service quality, outreach and the depth of impact it creates for the communities it serves.
Kenya’s microfinance sector occupies a critical position in the economy, channelling capital to the small and medium enterprises that drive employment and local economic activity. Institutions that combine sound governance with genuine commitment to customer outcomes are essential to sustaining that role.
Together As One’s latest recognition suggests it is earning its place among the sector’s more consequential players.
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