Government scholarships are out there — you just need to know how to find them!
Hafizov Diyorbek
By: Hafizov Diyorbek
What is given to entrepreneurs who employ persons with disabilities and to disabled people who start their own business? Imagine you run a small business. There is a person with a disability working in your workshop or shop. What if the state gives you extra money every month because of this? Conversely, if you are a person with a disability and want to start your own business, what if the state gives you an interest-free loan? Subsidies from the state fund to support employment, that is, money provided without the obligation to repay, are allocated. There are four cases below.
- If you want to train an employee, the state will cover the expenses. If you train, retrain, or improve the qualification of an employee who came with a referral from the employment office, the state will give you an amount equal to four times the monthly calculation index (MCI) per month for six months. Example: if the current MCI is 375,000 soums, then 1,500,000 soums per month, 9,000,000 soums for 6 months.
- You employed a socially needy person – one year subsidy. If you hire more people than the designated quota from categories in need of social protection, such as the disabled, long-term unemployed, single mothers, for each such employee, twice the minimum wage will be allocated per month for 12 months. Example: if there are 3 such employees, you will receive 3 x 750,000 = 2,250,000 soums per month.
3.Adapt the workplace for a disabled person – a one-time large payment. To adapt a workplace and working conditions for a person with a disability — such as installing a ramp, providing a special chair, or purchasing equipment — a one-time subsidy of up to 40 times the MSL is granted for each adapted workplace. Example: if the MSL is 375,000 soums, this means up to 15,000,000 soums.
- You have hired a person who has been released – reward payment. If you hire a person coming out of a penal institution and they continue to work for more than 3 months, three times the one-time MCM – currently approximately 1,125,000 soums – is paid.
- Interest-free loans for people with disabilities. If you are a person with disabilities and want to start your own business or expand your existing business, the state will provide you with an interest-free loan. This money can be used for:
- Purchase of equipment, tools, labour instruments and raw materials
- Connection to Internet service
- Starting a new entrepreneurial activity
- Expanding an existing business
There are several conditions in providing funds. The amount of money can be up to 75 times the MHI (currently about 28,125,000 UZS). The term is up to 3 years. Grace period: 6 months (no payment during this period). Interest: 0% — meaning you only repay the principal amount received.
Additionally, there is news for teachers as well. From 1 July 2026 to 1 January 2028, temporary additional opportunities are available.
- Teachers and vocational education masters who receive an international or national certificate will have 50% of their expenses covered, but up to 20 times the minimum wage.
- Entrepreneurs who establish an assessment centre will receive 30% of the cost of assessment tools – up to 200 times the minimum wage.
The question of how to submit an application may arise. Without going anywhere, it is possible to submit an application through three electronic platforms. My.gov.uz — the Unified State Services Portal, the ,,Unified National Labour System’’ electronic platform, or the ,,Online Mahalla’’ electronic platform can be used to submit an application.
In conclusion, the document No. 3832 adopted by the Ministry of Justice can practically address two important issues. It ensures the active participation of persons with disabilities in the labour market and encourages employers to hire them. Funds are allocated directly from the State Employment Support Fund. If you are an employer, contact the employment office immediately to organise hiring through the recruitment system. If you are an entrepreneur with a disability, apply for an interest-free loan via my.gov.uz.
Hafizov Diyorbek
Tashkent State University of Law
Faculty of Criminal justice 2-nd-year student.
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